Tax forms
Ryczałt, flat or tax scale — where to start?
First calculate take-home profit in the JDG calculator for your revenue and costs. Ryczałt often wins with high margin and low costs (e.g. IT). Flat tax when costs are higher. The scale at lower income or when the tax-free amount / joint filing matters (the calculator does not model joint filing yet).
Do costs reduce tax on ryczałt?
No. On ryczałt you tax revenue. Costs only affect how much cash-flow you keep in the comparison.
What changes in the 2027 government draft?
Draft scale: 12% / 24% / 32% (thresholds PLN 130k and 150k), lower ryczałt limit (EUR 250k), higher solidarity levy. This is a draft, not Journal of Laws — the 2027 calculator is marked as a forecast.
ZUS and health
Start relief, preferential, full ZUS — which to pick?
These are usually successive stages, not forever options. Start relief → preferential → full ZUS. Monthly amounts are on the ZUS contributions tab.
Is health always 9%?
The health minimum is linked to the minimum wage, but the final amount depends on the tax form (scale 9% of income, flat 4.9%, ryczałt — revenue bands). The JDG calculator shows the split.
Using TakiTax
How precise are the figures?
This is an educational simulation, not tax advice and not a ZUS/tax-office ruling. Assumptions are listed next to each calculator. Before deciding, check eZUS / e-Tax Office or an accountant.
Why is there index.php in some URLs?
That is how the host is configured today. Content is the same; prettier links can be tuned separately in server settings.